Funny this post comes when it did. My friend who has ridden H.D. for most of his life just told me about this issue a few weeks ago. He is very concerned about what shape his tensioners are in. Apparently, it is not the chain that is the issue it is the tensioners. Some have worn out before 10,000 never mind what some have been quoting. Not easy to check without getting into some serious disassembly of your ride. Would be nice to know what H.D. has to say about this.
They will say it is your problem. MTBF is all over the board. Have heard about some that have nuked befor 10k miles, and then some folks that have 6 figures on theirs!! But regardless, it is NOT the optimal design, and people should check their tensioners at least annually IMHO.
It is not a big deal to check them, or even replace them should that be required. See the appropriate stuff in my post here:
TQ's Engine Build - Harley Davidson Community
When just checking the condition of the tensioners, you may not need to remove the front header. Just cut down an Allen wrench so you can get on the screws behind the pipe. Would be good to have a catch pan and paper towels draped over the frame to prevent the oil mess from making clean-up harder!!
TQ