Many dealers do indeed offer banefits but the cost of health insurance has risen by almost 50%. The news today said that California was being hit with a 56% increase. A lot of dealers did not hunker down to wait out this deep recession and they are going now. The dealers who survived the depression are dead now so no one knows how to get by. I kind of suspect that floor planning has a lot to do with these closings. That is money used to buy the bike and after a year the dealer has to pay for the bike. A lot of factors in these closings.