I am so lucky to live where I do. It usually doesn't get that cold, sometimes freezing, we just had a bit of snow last night but it's already gone, roads clear and 44 right now. Except for all the dreaded rain (which this year hasn't been bad either) we get on the coast and wind, it's a great place to ride pretty much year round. Keep your rain gear handy and expect to have to wash your ride in rain but what the heck, I'm still riding. Bought this bike in late August and have now just turned a bit over 6000 miles. I just need to get some of the Gerbing heated insoles, have the gloves, don't need the pants or jacket, just the insoles.