Here is where it will get hard for you, You have a friend that used your bike. Unless he is on your insurance then he is responsible for the replacement of your bike and therefore you should file a claim against his insurance.
Meanwhile today we got the bike remains hauled out of the impound lot and over to his garage, where I will get a rep from the local Harley dealership to come over and assess the damage and give us an estimate, if its even worth fixing. Time will tell.
This is a very difficult situation for you, and he was like a brother to you. I have an extra motorcycle and have told my buddies that if they want to go on a trip with the group that they could ride but now after reading about this event it really hits home to doubt my decision. I will say that you can buy insurance in 3 or 6 month increments and it would probably be cheaper for full coverage than just liability for an entire year. I have shelter insurance and they will cover any licensed rider with full coverage on the bike. Sorry for the loss and hope the friendship endures this.Thanks for all the kind and understanding words all.
I should add here that this fellow is more than a casual friend. We have known each other since grade 10; some 55 years now.
We have both been riding bikes forever, so it is not like he is an inexperienced rider. That makes the whole incident that much harder to understand.
He is kind enough to allow me to store the bike in his garage in Phoenix during the summer when we have all gone home up north, so I feel that letting him ride it a few times when I am not there is the right thing to do. He is a very responsible guy so I am sure we will come up with some suitable repair or replacement plan once he is back on his feet. Meanwhile today we got the bike remains hauled out of the impound lot and over to his garage, where I will get a rep from the local Harley dealership to come over and assess the damage and give us an estimate, if its even worth fixing. Time will tell.
God speed for his recovery and hope y'all get up and riding soon!Thanks for all the kind and understanding words all.
I should add here that this fellow is more than a casual friend. We have known each other since grade 10; some 55 years now.
We have both been riding bikes forever, so it is not like he is an inexperienced rider. That makes the whole incident that much harder to understand.
He is kind enough to allow me to store the bike in his garage in Phoenix during the summer when we have all gone home up north, so I feel that letting him ride it a few times when I am not there is the right thing to do. He is a very responsible guy so I am sure we will come up with some suitable repair or replacement plan once he is back on his feet. Meanwhile today we got the bike remains hauled out of the impound lot and over to his garage, where I will get a rep from the local Harley dealership to come over and assess the damage and give us an estimate, if its even worth fixing. Time will tell.
