I am in Canada ,and no Smitty it's not like mars. The insurance industry on the whole has standardized. Take my advice and get out the magnifying glass.If you can show another point of stress or fatigue you will get your write off.
Last December, my in-laws were rear ended as they drove home their brand new bike w/ 40 miles on it. The driver hit them going 30+ MPH as she texted and they were at a stop sign.
Not to derail this thread...but when I hear of this type of incident when a stupid cager is using their cellphone while driving, I instantly go into rage. IMO, a cager with a cell phone in use while driving is enemy number 1 to all the lives of motorcycles. I wish groups like ABATE and others would stop worrying about their helmet laws and push their legislators to get some SERIOUS fines for boneheads with phones....
off my soapbox...
...sorry....
I agree they need to figure out how to make it so you cant text while driving texting is worse than talking on the phone
I take it your in Ont CA. I think you need to work with a good HD dealer as they have all the mesurements and can lazer your frame to confirm its condition. main frame is about 2700 and rear portion is about 900, Ont insurance aparently like to right them off more than other provinces so I am supprised you are having such a hard time. Hidden stuff on your 09 to watch for . fuel pump and fuel level are both on plastic arms that if broken you have to buy each complete unit not just the supporting arm total for both close to 900, and easly broken in a small crash. Also remember any little scratch etc that items needs to be replaced. Bent brake rotors is another item and they have specs for all of this. so many items need to be check and confirmed.
Is this the other guys insurance company. and if so WOW can belive they would be giving you a hard time at all
Good luck and hope you are back riding soon.