Harley Davidson Financing

[bikerfishman]

Absolutely not on HD financing

Rates are too high, employees are very rude. Paper work is a nightmare.You can wait up to a month to get your title after you pay it off!!

Local credit unions are the only way to go.

 

[doc_63]

If you cant wait out the time to save up, and repair your credit, it might be in your best interest to take a higher % loan, make good on it for a year, and refinance to a lower rate
Making good on your loan will speed up the recovery of your credit

These are all good ideas for sure, but I'm seeing a trend with HD Finance that has little to do with credit ratings. With a score of 798 they tried to ding me for 9.9%. Be real folks...With a debt to income problem maybe I could see a problem but Paula and I have been building credit together for 30 years and trust me...we arent high risk.

But yes Sprinklerfitter, paying a higher rate loan for a while would build the credit score and make it easier to tell HD Finance to go jump off a cliff and refinance at a reputable credit union with people that actually care.

 

[Hoople]

We decided to utilize the H-D financing in order to maintain some successful investments

Well I am at Happy to see not everyone used my X-Stock Broker for investing. The Yo-Yo I selected went in 1 pocket and out the other! Walking into her office on that "First Day" ranks among 1 of the worst decisions I ever made.