NYSDEUCERIDER,
First -Thank God you are still here to tell the tale!
Having been through a similar situation back in March, I can advise you to get a good lawyer and follow his advice. I am only about halfway through settling my claim.
The offending party had minimal liability 25K, which hardly touched my medical bills. My major medical handled all medical bills except my out of pocket. The repairs to my bike ($6400+), was settled very quickly.
Liability of 25k was paid, but it was a three way split, major medical subrogated for 1/3, lawyer 1/3 and me 1/3, but that still leaves stuff to pay, so we are pursuing a further claim against the tortfeasor.
Once you get a lawyer, be sure he/she sends out notices of litigation to all parties you owe or will owe. While not binding, most parties will put off payment untill you settle your case.
Good luck, I wish you a speedy recovery and minimal stress.