Bought one when I bought my first HD, got a free one with my new ride. Nothing against it, but see no real benefit for me personally, so non renew for me. Not sayin you shouldn't, Just no reason for me. Ride safe.
I KINDA felt the same way..... BUT there have been benefits I thought I would never need with my membership to HOG...
ONE TIME
I broke down in az. a long while back (couple of harleys ago) ,,, finding out I didn't have enough coverage to TOW my bike to the HD shop @80+ miles away...I paid out of pocket then turned the bill over to HOG... short time later 100$ appeared in the mail....( that was enough to cover the tow in full)
ANOTHER TIME
I recently had a break down in oregon that cost me a 190$ tow bill..... I had GOOD coverage with PROGRESSIVE, learning my lesson from the past... BUT I had JUST changed to STATE FARM before this trip...
NOT checking on towing JUST assuming it would be there because i had it on my old policy with PROGRESSIVE with the HIGHER LIMITS..... TOO LATE I found out STATE FARM DOESN'T cover towing for motorcycles...(my autos yes)
remembering HOG benefits :
HOG member services to the rescue... ***they did reimbursed me 100$ of the bill. took about 2 weeks after i called it in and I had the check...
*** THE way HOG wants it done today is NOT AFTER THE FACT.... SO call them FIRST(? number) then you will have coverage up to 100$..
They "out of courtesy" covered me as I didn't call it in until AFTER THE FACT... a month later...
signed....BUBBIE