Guys, I hear what you are saying. I appreciate your sincere honest comments. You all have helped me get past the shine of the chrome. In fact currently I'm leaning toward a new ultra or EG Classic.
The 103 chromed out 2004 bike was sold yesterday anyway. I had decided not to buy it and the dealership sold it to the next guy that came along.
I've found another one at another dealership that is a 2006 Ultra with everything chromed and it has 14,500 miles ($17,200). But I'm still leaning toward the new one because I think I'd be better off with the 96 engine and the 6 speed. Larger gas tank too. Getting all that chrome now on the used bike is tempting but I understand that can come later. What I need to decide now is EG Classic or Ultra. If I get the Classic I could afford more add on things now like the chrome forks and gauge trims (that will need to wait on the Ultra). Do I need to pay $2000 more for the Ultra for the CB and intercom? Do I need the lower farings, could I get by with soft farings? Do I need the rear speakers? These are the questions I'm struggling with now. I will need to add cruise to the EG Classic but that is only $240.