I have heard from people who work outside in winter (linemen, construction workers) that panty hose under the clothes helps a lot. Haven't tried it myself, but those who have swear by them for really cold conditions. Might be worth considering if one wanted to ride when it is really cold. If I did use them I wouldn't tell any one! :newsmile100:
This does not work when riding !!!!!!!!!!!
The cold wind blows right up your skirt, and forget about shifting in heels.
:newsmile100: