Hang in there
My last post was here asking for advice after someone turned in front of me 9-11-08. I am grateful for the help and advice received here.
Therefore,
You don't have to do anything, the claim adjuster may total it regardless.
The dealer is going to look far deeper than you and I would and the claim adjuster will present you with the options. If you love it like I did, I let them total it and I brought it back to new. Just do your due diligence and be patient. Start seeing doctors and document your pain as they will weigh your pain and suffering based on records and bills. First you settle the damages then you settle the personal injury & pain & suffering. Don't feel guilty about P & S, it is like cream to coffee and they anticipate your compensation.
This was my personal experience and it was handled very respectfully by State Farm, the insurance of the idiot that didn't see me. Your case may have different challenges and there are 100 personal injury attorneys to help should his insurance worry you or your insurance not fight for you. You have all the power until you settle.
I now think everyone is out to hit me and ride accordingly and I am very close to getting a 2nd bike so I have one when one is getting fixed.
Happy you are survivors, welcome to the club, it will empower you both to get back on.