Need Riders Insurance

[deucedog]

Try Rider, my insurance premium went down almost $200 last year.
I guess because it's no longer considered a new bike, plus I've have no tickets or accidents.
I have full coverage, $8K in accessories coverage which includes $3000 for paint, and helmet/jacket coverage.

Motorcycle Insurance: Rider Insurance, Motorcycle Insurance for New Jersey, Ohio, Pennsylvania, West Virginia, Indiana, Maryland

 

[ProF]

Nobody's mentioned this....
premiums aren't the only consideration. What kind of service do you get if you DO have a claim? I think that's more important than the dollars you do or don't spend on premiums (to a degree, anyway). I'm with State Farm, and while they're not the cheapest, I've never had a problem with reimbursement on a claim. No accidents, but I've had a few claims for vandalism and theft. They were right there for me. Just my $.02.

 

[Bodeen]

So which comes first, the zero deductible, or your 183rd birthday?!

Actually its 25% a year. So if you start out with a $1000 deductible. The next renewal year is $750. So the answer to your question would depend on how much deductible you start out with. 183 years is not what I came up with.

Bodeen

 

[gator508]

Nobody's mentioned this....
premiums aren't the only consideration. What kind of service do you get if you DO have a claim? I think that's more important than the dollars you do or don't spend on premiums (to a degree, anyway). I'm with State Farm, and while they're not the cheapest, I've never had a problem with reimbursement on a claim. No accidents, but I've had a few claims for vandalism and theft. They were right there for me. Just my $.02.

Good point made!