Congratulations, I believe you will be extremely happy as will your wife. I bought a 2011 FLHTK this spring (my first bagger also) and although my Dyna was set up with a windscreen, speakers for my iPod, sundowner seat and wide backrest my wife enjoys the ride much better on the Limited.
As for opinions between the Limited and the Ultra Classic; for me it was a no brainer when you look at the options you get on the Limited. Now that many models are coming with the 103 I am not certain it is as much a deal as previously but you will not be disappointed.
As for opinions between the Limited and the Ultra Classic; for me it was a no brainer when you look at the options you get on the Limited. Now that many models are coming with the 103 I am not certain it is as much a deal as previously but you will not be disappointed.