Here's the latest update: I took it back to the dealer today and after looking at it, the service manager has agreed that it is not normal. He said he will be contacting HD to see if they want to put dye in the oil first to see for sure if it is engine oil vs. trans oil, or just tear it apart right away. So far so good I guess.
I am still uncomfortable that my new bike will be completely taken apart, and considered trying to request the engine be sent back to the factory to be re-assembled, kind of like HD's engine remanufacturing program. Then it occurred to me that the factory apparently didn't put it together right the first time ; perhaps I'm better off with an experienced tech at the dealer who I can actually talk to. This whole thing is a pain, but I guess if they make it right I don't have much to complain about.
Thanks again for all the responses.