I live in Southern California and we don't get much rain so I didn't have any rain gear till a couple of years ago. I ride cross country a lot and have hit rain on the road. Stopped in a HD Dealership in Neb. once to get out of the rain, didn't have any rain gear with me. Bought the mid priced HD gear, jacket, pants, gloves and boots, about $300 total. They work great because ever since buying them I have never hit rain again in the last two years. Don't know if it is luck or the HD rain gear but I am always dry now. If I ever hit rain again I'll let you know how the HD gear works. I guess its like buying insurance, you pay the premium and hope never to have to use it!!