I never really paid it much attention - just always thought a BIG bike with saddlebags was a "bagger" -- just me - I'm old and in the way most of the time."Framer".....I like it! (Makes sense according to the logic being applied to this scenerio as well.)
Here's my take.
Having bags doesn't make it a bagger, as in a Sporty with "throw-over" bags isn't a bagger...
BUT.....
A Heritage Softail Classic....with bags and windshield, etc?
A Road King, same thing only hard bags....?
Those ARE baggers, IMHO.
(but I thoroughly enjoy riding my bike)
Bill