EGC Insurance ----Ouch!!! Recommendations

[NEWHD74FAN]

Ha-ha..."accident forgiveness"...! Kinda like pleading your case with the missus when you get a ticket...don't believe it, even for a second. Insurance companies have a long memory and driving history is really easy for them to find! and they collude together to keep your rates as high as the market will bear.

 

[Jack Klarich]

Ha-ha...accident forgiveness...like pleading your case with the missus when you get a ticket...!

No, The Redhead has it on her Rav 4, it actually pays back 10 percent of the policy 2 times a year and does not penalize for an accident:s

 

[R.Bingham]

Does Allstate offer accident forgiveness on bikes like they do on cars?

Yes they do. I just switched to Allstate after having Progressive for the last 4 years. I also saved money by switching. I highly recommend them.

Randall

 

[NEWHD74FAN]

No, The Redhead has it on her Rav 4, it actually pays back 10 percent of the policy 2 times a year and does not penalize for an accident:s

That is because she is a redhead...:newsmile075: Don't think us biker guys would be near successful...jkg :s

 

[Jack Klarich]

That is because she is a redhead...:newsmile075: Don't think us biker guys would be near successful...jkg :s

LOL, i am going to let her read this one she always asks so whats new on the Forum, Now she will know:newsmile100: But really the accident forgiveness policy has been a good deal for us , We have her Rav 4 , a Corolla my son drives and our home owners policy all tied in, just saying and NEWHD she is reading this and Laughing, Jack

 

[lallsdd966]

I'm on the south side of Chicago. I pay full coverage 300,000/100/000 $645.00 a year from State Farm. 2005 RKC. They also have my house and 2004 impala. $550.00 on the house and $850.00 on the car. I just don't know!

 

[Ike 1]

Not sure if this has been mentioned, but most Ins. companies will give discounts for Anti-lock brakes, security systems and rider safety courses and # of years experience. Just sayin.. dont forget to mention that.

 

[ultrat]

Try these guys out, They were cheaper than GEICO and Progressive for me. Been using them since 1989.

Formost Insurance Company

1-800-237-2060

IM with formost too ..320.00 a full year 09 ultra full coverage.. Had progressive when got new bike rate doubled .. I said NO..

 

[doc_63]

State Farm has been getting pretty aggressive with motorbikes you may want to get a quote from them

I have used State Farm for 25+ years for everything. We get discounts that other companies cant touch. Glad I stayed with them.

 

[CalgaryBikeBum]

In Ontario they base the premium on a 7 month riding season,so if you drop your insurance at the end of the season you don't get a refund anyway.Then the next year they penalize you because you have not had continuous insurance and re-start you at a higher rate.

Steve here in Alberta they do similar but just say it's a one year rate and no refunds. Otherwise we used to just put fire and theft on them for the winter. On the other hand in Alberta we get a few days here and there through the winter where some of us take a ride as long as snow is gone. HAHAHA I pay about $600 a year and that includes that mine is a custom and all the extras are insured too so not bad for a Harley.

Here in socialist Manitoba with mandatory government insurance my premium is over $1900 but with my driving record I get a $450 discount to around $1500 a year. If I pull the plates for winter I have to get the bike inspected before I can re-insure for summer again to prove it's not stolen. Big government is great isn't it?

OUCH Geezer. I thought we got shafted here in ALberta. Course there the government runs the insurance just like BC and Saskatchewan , Correct?

No, The Redhead has it on her Rav 4, it actually pays back 10 percent of the policy 2 times a year and does not penalize for an accident:s

HAHAHAHA the "redhead" Back in my younger days I had a horrible memory (and it's improved alot with age ) so I would meet a new woman and call her "Sally" like a nickname. That way if I ran into her later I would say "Hi Sally" and she would think I remembered her nickname!!! LOL Been married now 28 years and wife still thinks her nickname is Sally. (GOD IF SHE READS THIS I"M SO DEAD !!!) :newsmile03: