Dan.1977P
Active Member
I would think that based on this, you may want to change the title of your thread and hope no lawyer on the insurance company finds out about this thread. The title itself (Please help i killed it) implies you believe you are at fault and to claim otherwise in court would imply that you are just trying to have someone else foot the bill for something you broke.
im a products liability adjuster so know how to handle this.
The oil cooler is their product and under a CG0001 policy any damage to the product itself is specifically excluded. However any resulting bodily injuries or property damage that is caused by their product is covered. Coverage should not be an issue if in fact they did file the claim.
I asked them when the whole thing started to notify their insurance company. Insurance companies hate to have late notice of a claim and can be a basis for denial of coverage.