I am not struggling yet, but have been cutting back for the past few years trying to clear off my credit debt that was foolishly accumulated during the first 10 years of marriage. It’s interesting to look at your Social Sec. statement tax history, from the time you were 16 till now. I noticed the past 5 years; still with the same company for 23 years, I have lost ground. No salary increases, and higher health care costs.
My point is that even though I am not any where near the poor house, I still drive a ’97 blazer with 160K mi, we sold our boat this spring, and I did buy an ’05 STC. Now I know that you bikers with tons of disposable income and several scoots will completely disagree with this next statement, but I believe when you give up something to get something, you will appreciate it that much more, and I like that feeling.
If it’s nice enough out to play golf, it’s nice enough to ride. Anyone want to buy some golf clubs?